Independent Risk Management Support for Financial Institutions and Investment Firms 

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We provide independent and implementation-focused risk management support that strengthens governance, monitoring, reporting and oversight—helping your institution manage risk with confidence and focus on sustainable growth.
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Risk Advisory & Implementation

Frameworks, methodologies, policies, limits, reporting models, tools, training and implementation support.

Managed Risk Support

Recurring monitoring, calculations, limit control, analysis and preparation of management and board risk reports. 

Outsourced or Fractional Risk Function

Independent external support for defined risk-function activities, structured in accordance with applicable regulation and the institution’s governance arrangements.

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The scope and form of external risk support are structured according to applicable regulatory requirements, the responsibilities of the management body and the institution’s operating model.

20+ years

in financial services

Senior-Led

and independent

South East Europe & MENA

Regional focus

Practical Solutions

Measurable impact

WHAT WE DO

Expert Advisory and Risk Management Support

Modular, senior-led support—from framework design and independent review to recurring reporting, monitoring and implementation.

Risk Management & Oversight

  • Risk appetite and limit framework

  • Daily, monthly and quarterly risk monitoring

  • Market, liquidity, credit and operational-risk analysis

  • Stress testing and scenario analysis

  • Management, Risk Committee and Board reporting

  • Limit-breach and corrective-action monitoring

  • AIF and UCITS risk methodologies

  • Policies, procedures and governance documentation

  • Training and knowledge transfer

Banking & Fintech Advisory

  • Regulatory and compliance readiness

  • AML/CFT and financial-crime advisory

  • Digital finance and fintech strategy

  • Core banking and technology advisory

  • Transformation and change management

Market Development & Investment Support

  • Market entry and business development

  • Investor outreach and roadshows

  • Strategic partnerships and alliances

  • Fintech ecosystem positioning

  • SEE and MENA connectivity

Project Governance & Assurance

  • Program and project governance

  • Risk in projects and transformations

  • Independent reviews and assurance

  • PMO setup and performance tracking

  • Quality, schedule and cost control


Institutions We Support


  • Investment Management Companies

  • AIF and UCITS Fund Managers

  • Banks

  • Payment and Electronic-Money Institutions

  • Fintech Companies

  • Microfinance Institutions


 

Selected Experience

Vista Rica

Risk Management Advisory Engagement

Supporting the development and implementation of an integrated risk-management and reporting framework for the management company and investment funds under management.

Natech Banking Solutions

Current Banking Technology Role

Regional experience in banking technology, AML, digital finance and engagement with regulated financial institutions across Southeast Europe.

Equivator

International Strategic Engagement

Fintech market-development and investor-outreach support connecting opportunities across Europe, MENA and Asia.

Founder and Managing Director

About Dr. Miodrag Džodžo

Dr. Miodrag Džodžo is a senior financial-services executive and risk advisor with more than 20 years of experience in banking, investment funds, risk governance, financial technology and institutional transformation.

  • Former Chief Risk Officer

  • EUR 300m+ portfolio oversight experience

  • Risk management expert

Our Approach

  • Independent and objective risk perspective

  • Senior expertise where it matters

  • Tailored solutions for each institution

  • Practical implementation and knowledge transfer

  • Clear deliverables and measurable results

Adria Fintech Journal

Adria Fintech Journal is the insights and publishing platform of Adria Fintech Advisory.

adriafintechjournal.com 


Considering external or fractional risk-management support?

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